Financial Aid FAQs

General eligibility requirements include that you are a U.S. 公民或符合条件的非公民，并参加了符合条件的学位或认证课程.

Yes, the FAFSA must be completed each year you attend college to receive financial aid. The FAFSA application typically opens every year on October 1st. However, the 2024-2025 FAFSA will be opening in December due to the FAFSA Simplification Act.

For the 2023-24 FAFSA, 您和您的父母(如果您是受抚养学生)两年前的纳税申报表是必需的. For example, 如果你正在填写2023-24年的FAFSA, 你和你父母的2021年纳税申报表是必需的. 您可以使用FAFSA提供的IRS数据检索工具 if you are eligible.  

The 2023-24 FAFSA may also required a parent's signature and personal information if you are considered a dependent student.

Some FAFSA applications are selected for a process called verification，其中财政援助bet36365体育办公室将要求您提供额外的信息或文件. Check your email and your MyBLUE to-do list often to ensure there is no more documentation you need to submit. You will not receive financial aid until all documentation is submitted.

2024-24年度FAFSA正在经历被称为 FAFSA Simplification Act. 该法案将把目前的100多个问题减少到30个问题. Another change is that tax return information will be pulled directly from the Internal Revenue Service (IRS). Every contributor on your FAFSA will be required to have their own FSA ID (username and password for studentaid.gov). Contributors can be:

-your spouse, if married,

-your parents, and

-如果已婚，父母双方都需要FSA身份证

-如果你的父母离婚了，哪个家庭提供更多的经济支持.

-家庭可以包括父母和继父母, 谁需要分别持有FSA的ID

Students are encouraged to help contributors create an FSA ID before the 2024-25 FAFSA opens in December. To create an FSA ID, go to studentaid.gov 点击右上角的“创建帐户”.

On average, the FAFSA takes 40 minutes to complete 第一次填写，26分钟后续期. It is recommended to plan time to fill out the FAFSA with your parent, as the FAFSA will require information from both you and your parent(s). 填写FAFSA以获得联邦财政援助，如助学金、贷款和勤工俭学. 

对于第一次填写FAFSA的学生，平均需要40分钟才能完成.

For students renewing their FAFSA, it takes 26 minutes to renew on average.

政府将需要3-5个工作日来处理您的FAFSA并将其发送给bet36365体育. 在bet36365体育财政援助办公室收到你的FAFSA后, it will take up to 5 business days to upload FAFSA into the bet36365体育 system, 这将从你的MyBLUE待办事项列表中删除“完成你的FAFSA”项目. If you make any changes to your FAFSA, this timeline starts over again. Make sure you check your to-do list on MyBLUE after the bet36365体育 Financial Aid Office has received your FAFSA in case you were selected for verification. 如果您担心您的FAFSA是否被bet36365体育收到，请今天bet36365体育的办公室.

The first thing you will do after completing your FAFSA and receiving your financial aid offer is to accept loans and work-study in your MyBLUE account. You can accept any amount up to the maximum amount that you were offered, 所以只接受你需要的. Scholarships and grants are automatically accepted for you since you will not have to pay these back. After you accept your financial aid, you will need to complete the Master Promissory Note and Entrance Loan Counseling if this is your first time borrowing federal student loans (if you  have previously completed these items in the past 10 years then you are not required to repeat them). Financial aid will begin to disburse to your bet36365体育 account up to ten days prior to the start of the semester and will continue to disburse daily throughout the semester as financial aid is processed and/or accepted. 

如果你没有获得经济资助，可能是以下原因之一:

• You have not completed the FAFSA for the current school year
• You are not meeting Satisfactory Academic Progress 不能提供经济援助
• This is your first time borrowing federal student loans and you have not completed the Master Promissory Note and Entrance Loan Counseling
• Your FAFSA was selected for verification 并且你没有向bet36365体育财政援助办公室提供所需的文件
• You are not meeting the minimum enrollment requirement of half-time

如果您对您的经济援助有任何疑问或担忧，请bet36365体育的办公室.

不可以，你可以接受任何金额的贷款，以你得到的最高金额为限. It is recommended to only accept what you need so you can keep your student loan debt as low as possible. 要接受你的学生贷款，登录你的 MyBLUE 然后点击“经济援助”选项卡. Click Accept/Decline Offers and selected the correct year. Read through your Rights and Responsibilities and selected Continue. Review you loan (and work-study if eligible) offers and click the drop-down menu next to Offer Action. 在这里，您可以选择接受全额，拒绝全额，或接受较低的金额. 如果您选择接受较低的金额选项, 将创建一个新框，允许您输入想要借用的确切金额. 请记住，你的贷款将分为秋季和春季学期, 所以要拿出足够两个学期用的钱. For an estimate of what one semester will cost you, check out bet36365体育's Cost Calculator. For questions and concerns about federal student loans, contact our office.

If the tax return (for you or your parents) you submitted on your FAFSA (FAFSA requires the tax returns from two years prior to the FAFSA year) is not a good representation of your current financial situation, please fill out and submit a Special Circumstances Form. 财务援助顾问会审核这份表格 是否能够解释情况的变化并调整FAFSA上的数据. 如果您对特殊情况或特殊情况表格有疑问, contact our office at (308) 865-8520 or email finaid1@tsunoi-toso.com.

If your parents are divorced or separated and don’t live together, 在过去的12个月里，你将在你的FAFSA上列出与你住在一起的父母.

If you lived the same amount of time with each divorced or separated parent, you will list the parent who provided more financial support to you during the past 12 months or during the most recent 12 months that you actually received support from a parent.

如果你的父母离婚了，但住在一起, 你要把他们的婚姻状况写为“未婚，双方合法父母共同生活”,，并将父母双方列入FAFSA名单.

如果你的父母分居住在一起, 你要注明他们的婚姻状况为“已婚或再婚”(而不是“离婚或分居”)。, 并将父母双方列入FAFSA名单.

如有疑问或疑虑，请bet36365体育的办公室.

bet36365体育不要求学生完成一份 FAFSA, but highly encourages it. 完成FAFSA将使学生有资格获得联邦贷款, grants, and work-study. Some scholarships also require students to have completed their FAFSA. Students will need to fill out a FAFSA every year to continuing remaining eligible for federal financial aid.

如果你是一个被录取的新生:有资格获得bet36365体育优秀奖学金, all you have to do is have applied to bet36365体育 and submitted your transcripts by March 1st of every year. 申请其他bet36365体育奖学金, fill out the Admitted Incoming Freshmen Scholarship application that will submit you to every bet36365体育 scholarship that you qualify for. This application opens August 1st and closes March 1st of every year. For more information, see our scholarships page. 

If you are a current undergraduate or graduate student: you can apply for the Current Student Scholarship. 这是一个申请，将提交给你每一个bet36365体育奖学金，你有资格. 当前学生奖学金每年1月15日开放，3月1日截止. You can access this scholarship application through your MyBLUE. For more information, see our scholarships page. 

如果你是一个转学生，有多个转学生奖学金bet36365体育提供. 这些奖学金将于3月31日截止. For more information, see our scholarships page. 

Most bet36365体育 scholarships for admitted incoming freshmen and current students close March 1st of every year. Most bet36365体育 scholarships for transfer students close March 31st of every year.

一旦bet36365体育奖学金关闭，我们鼓励你找到 校外或非unk奖学金. Often times community organizations, businesses, and religious organizations will offer scholarships.

你也可以使用奖学金搜索数据库，比如 EducationQuest, to find scholarships.

Remember that if you receive an outside scholarship, report it on your MyBLUE account.

If you are receiving an outside, or non-bet36365体育, scholarship，你需要在你的 MyBLUE account so that the funds can be added towards your bet36365体育 bill. Watch this video to see step by step instructions on re申请校外奖学金. 

Students who received a merit scholarship (Board of Regents, Blue and Gold, Distinguished Scholar, Loper Achievement)将在被bet36365体育录取后不超过两周内收到通知 and bet36365体育收到了他们的成绩单. 收到录取新生的学生, current student, 转校生奖学金申请将于每年5月初通知. Scholarship recipients will be notified of their award by email through their preferred email address.

如果你没有收到奖学金的通知, it likely means that you did not receive that scholarship. 如有疑问或疑虑，请bet36365体育的办公室.

一旦你获得了经济资助, 您可以查看估计的净成本, or how much college will cost you after scholarships and grants, in your MyBLUE account. 点击“经济援助”选项卡，滚动到页面底部，直到你看到两个图表. 第一张图表被标记为“出勤成本”，并计算你的直接成本, 或由bet36365体育收取的账单(学费), housing, student fees, etc.), and indirect costs, or an estimate of expenses you may incur in college (transportation costs, travel, personal expenses, etc). 您只需要支付bet36365体育的直接费用，而不需要支付bet36365体育的间接费用.

The second chart is labeled "Estimated Net Cost" and includes your direct and indirect costs from the chart above, along with gift aid awarded, 或者你获得的任何奖学金和助学金.你的估计净成本是你的直接和间接成本减去你所授予的捐赠援助. 你可以使用联邦学生贷款, work-study earnings, 或者个人资金来支付剩余的费用.

如果你还没有获得经济援助，你可以计算出你的预算 Cost of Attendance and Estimated Net Price 使用这些bet36365体育提供的计算器. If you would like to talk to a financial aid counselor about how much bet36365体育 will cost you after financial aid, call (308) 865-8520 or email finaid1@tsunoi-toso.com. 

Refunds are issued two ways:

1. Direct deposit, and
2. Paper check.

If you're wondering when you'll get your refund, follow these steps:

1. 检查你的MyBLUE，看看你的退款是什么时候订购的. Go to the "Student Accounts" tab, then click on "Account Details."
2. 退款通常需要在退款订单日期后5-10个工作日处理. If you signed up for direct deposit before the refund order date, 然后，退款将在处理后存入您的银行账户. 如果您没有注册直接存款, 或者在您的退款订单日期之后注册, 然后会有一张纸质支票，你可以从学生会计办公室拿. 这些支票也将邮寄到学生的主要地址，如果它没有被取走.
   1. You can sign up for direct deposit through your MyBLUE account. Click on the "Student Accounts" tab, then click on "Direct Deposit."
3. 如果您在MyBLUE上没有看到退款订单日期, or it has been longer than 10 business days since your refund date and you have questions about your refund, please contact the Student Accounts Office at (308) 865-8524 or unkfinance@tsunoi-toso.com. To pick up your refund check or visit the Student Accounts Office in-person, their office is located at 大学宿舍北(URN), C舱一楼(大厦东南角), 1601 University Drive.

• 12+ credit hours: Full time
• 9-11 credit hours: Part-time
• 6-8 credit hours: Half-time

• 9+ credit hours: Full-time
• 7-8 credit hours: Part-time
• 5-6 credit hours: Half-time

As an undergraduate dependent student，额外的融资选择将是 Loper Payment Plan, Federal Parent PLUS Loan, and Private Student Loans.

As an undergraduate independent student, additional financing options would be the Loper Payment Plan and Private Student Loans.

As a graduate student，额外的融资选择将是 Loper Payment Plan, Federal Graduate PLUS Loan, and Private Student Loans. Please note that if you are interested in a Graduate PLUS Loan, 你必须与bet36365体育金融援助顾问被批准贷款之前交谈.

Watch our video on Additional Funding Options.

提交验证文件的最简单方法是通过您的 MyBLUE. 有关如何做到这一点的步骤，请参阅我们的 Verification Process page. You can also bring your documents in-person to the financial aid office located in the 纪念学生事务大楼, fax documents to (308) 865-8096, 或邮寄文件至以下通讯地址: 

University of Nebraska-Kearney 

Office of Financial Aid 

纪念学生事务大楼 

2510 11th Ave. 

Kearney, NE 68844 

请不要发送包含敏感信息(社会安全号码)的文件, credit card information, medical documents, etc) by email. 我们将不接受通过电子邮件发送的验证文件. 

作为一名bet36365体育投注，你可能有资格 联邦直接无补贴贷款, Current Student Scholarships, Outside Scholarships, Graduate Assistantship, and the Federal TEACH Grant (eligibility for the TEACH grant is limited to specific education degrees). 有关bet36365体育投注财政援助选择的问题或担忧，请bet36365体育的办公室.

To receive text messages from bet36365体育 Financial Aid, follow these steps:

1. Log in to your MyBLUE
2. Click on the "Profile" tab
3. Scroll to the bottom until you see the "Text Number" header
4. If your phone number is listed, you are signed up to receive texts. If not, click on the "Change Text Number" and input your phone information.
5. 点击“保存”并确认您的电话号码列在“文本号码”标题下

Repayment of federal student loans starts after you graduate, withdraw from all classes, or drop below half-time (6 credit hours for undergraduate, 5 credits for graduate). There is a 6-month 还款开始前的宽限期. 要查看您的联邦贷款金额， interest collected, and repayment options, log into studentaid.gov. 

For Private Student Loans, consult your loan repayment agreement or Private Student Loan lender.

The U.S. Department of Education (ED) uses several loan servicers to handle the billing and other services on federal student loans. Your loan servicer will set you up under the Standard Repayment Plan unless you tell your loan servicer you want a different repayment plan. 要查看您的联邦贷款金额， interest collected, and 还款选项，登录助学.gov.

If you want to pay more of your federal loan off per month, 或者在支付每月贷款方面有困难, contact your loan servicer. 

For Private Student Loans, consult your loan repayment agreement or your Private Student Loan lender.